Credit Services
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Baltimore, MD Credit Services
To ensure that you’re making the right business decisions, it’s important that you have a clear understanding of a company’s finances. BCCS has years of experience and expertise in commercial credit services. That means that not only can we help you analyze a business, but we can also make the appropriate recommendations. Our commercial credit services include:
Credit Analysis
Review business accounts and portfolios, cash flow, financial reports, and credit history to make recommendations for credit approval of pending sales based on creditworthiness.
Credit Investigation/Reference Checking
Investigate pending customers’ creditworthiness. BCCS can check trade & bank references to aid your company in making the appropriate decision and lower bad-debt expenses.
Credit Department Process Review
Learn why you’re incurring so much bad debt and what you can do to reduce the amount. BCCS offers on-site analysis of department policies & procedures.
Quick & Accurate Credit Services
BCCS understands the importance of receiving quick and accurate analysis for all your credit inquiries. That’s why we start working on your case as soon as we receive an inquiry. In no time, you’ll receive information about an inquired business such as:
- Financial facts
- Previous payments, trades, and collections
- Bankruptcies, liens, and judgments
- Additional background information that can affect their creditworthiness
- Any Uniform Commercial Code (UCC) filings
We gather information using some of the largest business credit bureaus, including Dun & Bradstreet, Equifax, and Experian. You can rest assured that BCCS will provide you with the most accurate and up-to-date information on any business.
Benefits of Baltimore, MD Credit Services
We know that it’s important to evaluate a business before lending them money or doing any transactions with them. When you hire BCCS for credit services, you’ll not only receive an analysis on a business, but you’ll also receive expert advice that will help you make sense of it all. Our experienced credit analysts can help you:
- Evaluate credit risk
- Make sense of a business’ payment history
- Determine acceptable credit levels
- Avoid risky transactions
Free Up Cash & Reduce Bad Debt
Cash flow is essential to every business. Money that is stuck in accounts receivable will negatively impact your business and can impact your bottom line. That’s why it’s so important to have an effective credit department. This department is responsible for staying on top of all of you A/R and ensuring that you get paid. When your department doesn’t have the proper policies and procedures in place, you can end up losing a lot of money. BCCS is here to help your credit department implement the best policies for payment collection.
Together, we’ll create clear credit control processes, learn how to encourage early payment, and accurately forecast cash flow. Our credit department process review service is for those who are tired of not being paid on time and are ready to make a change.
Get Started Now
The sooner you hire BCCS for your credit service needs, the sooner you can be on the path to better business decision making.
